Assalamualaikum WBT and Hello!

I am Norhafizah Binti Azhar, a Takaful Associate ​Consultant with Al-Isra’ Group Sdn Bhd.

My goal is to make it easier for individuals, families, and ​businesses to find the right protection plan that fits their ​needs.

Whether you’re seeking coverage for your family, ​safeguarding your business, or planning for the future, I’m ​here to support you every step of the way.

Feel free to explore my website to learn more about the ​services I offer and how we can work together.

Thank you!

Norhafizah Azhar

FWD Life First

Keep your family secure against the ​insecurities in life.

FWD Life First is created for people like you. It makes sure ​your family has financial support if you're dealing with an ​illness, accident, or disease.

But it doesn’t stop there. If a family member has an accident, FWD ​Life First will also provide financial support to help you through that ​tough time.

FWD Life First is a protection plan designed to look after your entire ​family — from your parents to your children — if you’re unable to ​take care of them yourself.

FWD Life First plan includes:

• Infectious Disease benefit
• Mosquito-borne Disease benefit
• Multiple Indemnity benefit for accidental causes
• Death or Total and Permanent Disability (TPD) benefit
• Family Compassionate Care
• Maturity benefit

This plan also provides:

• Badal hajj for Muslims and a cash benefit for non-Muslims
• Grief counselling
• Legal advice
  

FWD Future First

We’ll be here for them when you can’t.

Family is not just an important thing — it is everything.

You’ve worked hard to give them the best, so wouldn’t you ​want them to keep living well even after losing a loved one?

It takes time and effort to move forward, so help them rebuild their ​lives with FWD Future First.

FWD Future First plan includes:

• Comprehensive coverage to support your family

We cover disabilities, terminal illness, and death, so your family can ​focus on being with you during your final moments.

• Additional support for the main provider

Your spouse can get a new takaful certificate with RM100,000 ​coverage for 2 years, without any medical checks.

• Leave behind a gift of security and protection
  

Ensure your loved ones are cared for, with a simple and ​straightforward process, following the concept of Hibah.

This plan also provides:

• Bereavement benefit
  
• Badal hajj for Muslims and a cash benefit for non-Muslims
  
• Grief counselling
  
• Legal advice
  

FWD CI First

Health cover with no complexity — and ​no constraints.

FWD CI First simplifies the claims process by avoiding ​complicated procedures and confusing lists of illnesses.

This plan offers reliable support when you need it most, including ​immediate lump-sum payments, so you can focus on your ​treatment.

FWD CI First plan includes:

• Critical illness benefit
  

We provide coverage if you’re diagnosed with a serious medical ​condition.

• Optional cashback
  

Add the optional maturity rewards benefit, and if you don’t make any ​claims, you’ll receive a cash payout at the end of the coverage term.

• Continued coverage at no cost
  

If you make a claim, we’ll waive your future payments, so you can ​keep your coverage without paying anything more. This applies to ​claims where we pay at least 50% of the covered amount.

FWD Protect First

Protection at your convenience

while securing your financial future ​and legacy

FWD Protect First is made for those who want coverage ​without the hassle of a medical exam. This guaranteed-​approval* plan covers your basic needs and provides double ​the payout for death and Total and Permanent Disability ​(TPD) due to accidents.

* Subject to clearance of the pre-requisites.

You’ll also benefit from a savings component that’s paid out when ​the plan matures, helping to secure your finances. Plus, you have ​the option to leave a hibah (legacy) for your family, giving them ​future security without worry.

FWD Protect First plan includes:

• Death or Total and Permanent Disability (TPD) benefit
• Death or TPD benefit due to accidental cause
• Hospital Cash benefit
• Maturity benefit

This plan also provides:

• Badal hajj for Muslims and a cash benefit for non-Muslims
  
• Grief counselling
  
• Legal consultation
  
• FWD Care Recovery Programme

FWD Income First

A takaful savings plan that balances ​the wants of today and the plans of ​tomorrow.

Saving for the future can sometimes feel like a sacrifice. That’s why ​FWD Income First was created — to help you enjoy both your ​present and your future plans. It helps your savings grow while ​providing yearly cash payments, all within a limited payment term.

FWD Income First plan includes:

• An easy way to commit to a savings goal
  

You can save for future needs while enjoying the flexibility of annual ​payouts that you can use however you like.

• Guaranteed annual cash payments
  

You can either accumulate these payments in your Participants’ ​Savings Account (PSA) or have them credited directly to your bank ​account.

• Protection Bonus, just in case
  

Includes additional coverage for death or total permanent disability ​(TPD), along with funeral expenses.

FWD Invest First

Whatever your dreams, make them ​happen with our savings and ​investment plans.

Choose from a range of our savings and investment plans based on ​your requirements.

FWD Invest First plan options:

• Invest First - Education Plan
  

An investment-linked Takaful plan that boosts your savings while ​protecting your finances, allowing you to invest more in your child’s ​future without going into debt.

• Invest First Plus - Legacy Plan
  

An investment-linked Takaful plan that safeguards your family’s ​well-being and grows your savings through Shariah-compliant ​investments, so you can leave a legacy for the next generation.

• Invest First Plus - Wealth Management Plan
  

An investment-linked Takaful plan that protects the life you’ve ​worked hard to build and helps grow your wealth through Shariah-​compliant investments to achieve your future goals.

Online Quotation

Contact Me

ADDRESS

S-01-22 Emporis

Persiaran Surian, Kota Damansara

47810 Petaling Jaya, Selangor

PHONE NUMBER

018-3293868

EMAIL

fifi.takaful@gmail.com

All Rights Reserved © 2024 fifitakaful.com